Kawan saya masih berhutang dengan saya, syarikat A tak bayar lagi untuk servis kami. Apa yang boleh dilakukan?



Tuntutan hutang yang tidak dibayar adalah isu yang sering kali timbul dalam kehidupan sosial dan perniagaan. Ramai klien yang datang kepada saya dengan masalah hutang yang tidak dibayar, samaada di antara individu atau dalam perniagaan.
Apa yang boleh dilakukan?
Dalam undang-undang Malaysia, terdapat prosedur yang ditetapkan bagi pihak yang ingin menuntut hutang yang tidak dibayar oleh pihak lain.
Menurut undang-undang, sekiranya seseorang individu atau syarikat yang mempunyai hutang tidak dapat memenuhi kewajipannya dalam membayar hutang tersebut, pihak yang mempunyai hutang tersebut berhak untuk membuat permohonan kebankrapan terhadap individu atau permohonan penggulungan syarikat tersebut.
Namun, sebelum tindakan undang-undang diambil, pihak yang mempunyai hutang tersebut perlu terlebih dahulu memberikan notis secara bertulis kepada individu atau syarikat yang mempunyai hutang tersebut dan kemudiannya menuntut melalui mahkamah sivil. Pihak yang mempunyai hutang boleh memfailkan tuntutan sivil di mahkamah bagi meminta pembayaran hutang tersebut.
Apabila tuntutan sivil difailkan, mahkamah akan mengeluarkan perintah pembayaran hutang yang hendaklah dipatuhi oleh individu atau syarikat yang mempunyai hutang tersebut. Jika individu atau syarikat tersebut masih tidak membayar hutang selepas perintah pembayaran hutang dikeluarkan, pihak yang mempunyai hutang boleh membuat permohonan kedua di mahkamah untuk perlaksanaan perintah tersebut seperti prosiding garnisi (mendapatkan wang dari akaun bank milik penghutang) atau proses pelaksanaan yang lain untuk menyita harta yang ada.
Secara keseluruhannya, tuntutan hutang yang tidak dibayar adalah isu yang serius dan perlu diambil tindakan undang-undang bagi menyelesaikannya. Individu atau syarikat yang mempunyai hutang perlu memenuhi kewajipannya dalam membayar hutang tersebut bagi mengelakkan sebarang tindakan undang-undang yang akan diambil oleh pihak yang mempunyai hutang tersebut.

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